TERMS & CONDITIONS

Effective Date: [07-10-2024]

Welcome to phactsblog.com (“Website”). By accessing or using this Website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). Please read these Terms carefully before using our Website. If you do not agree with any of these Terms, you should not use this Website.

1. Acceptance of Terms

By accessing, viewing, or using the content, material, or services available on or through the Website, you confirm that you have read, understand, and agree to these Terms. If you are using the Website on behalf of an organization or company, you represent that you have the authority to bind such entity to these Terms.

2. Changes to the Terms

We reserve the right to update, change, or replace any part of these Terms at our sole discretion. Any updates to the Terms will be posted on this page, and the date at the top will be updated. It is your responsibility to periodically check for updates. Continued use of the Website following the posting of changes will constitute your acceptance of those changes.

3. User Eligibility

You must be at least 18 years old to use this Website. By using this Website, you affirm that you are at least 18 years of age and are fully able to understand, agree to, and comply with these Terms. If you are under 18, you must not use this Website.

4. Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy [here] before using our services.

5. Use of the Website

You agree to use the Website solely for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Website in any way that violates any applicable law or regulation.
  • Engage in any conduct that restricts or inhibits anyone else’s use of the Website or which, as determined by us, may harm the Website or users of the Website.
  • Upload or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.
  • Impersonate or attempt to impersonate us, our employees, other users, or any other person or entity.
  • Engage in any activity that could disable, overburden, or impair the Website’s infrastructure or interfere with other users’ access to the Website.

6. Intellectual Property

All content published on phactsblog.com, including but not limited to text, graphics, images, logos, videos, and software, is our property or the property of our licensors and is protected by intellectual property laws. You may view and use the content solely for personal, non-commercial use. Any unauthorized use, including reproduction, modification, distribution, or republication of any content, is strictly prohibited unless expressly authorized by us.

You may link to our Website, provided that you do so in a fair and legal way that does not damage our reputation or take advantage of it.

7. User-Generated Content

We may allow users to submit, post, or upload content, including but not limited to comments, reviews, and articles (collectively, “User-Generated Content”). By submitting User-Generated Content, you grant us a perpetual, irrevocable, non-exclusive, royalty-free license to use, reproduce, distribute, modify, and display such content in any media formats and through any media channels.

You are solely responsible for your User-Generated Content. By submitting content, you represent and warrant that:

  • You own or control all rights in and to the User-Generated Content.
  • The content is accurate and not misleading.
  • The content does not infringe on the intellectual property rights, privacy, or rights of publicity of any third party.

We reserve the right to remove any User-Generated Content that we deem inappropriate, unlawful, or in violation of these Terms at our sole discretion.

8. Third-Party Links

Our Website may contain links to third-party websites that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We encourage you to read the terms and conditions and privacy policies of any third-party websites you visit.

9. Disclaimer of Warranties

The Website and its content are provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind, either express or implied. We make no representations or warranties regarding the accuracy, reliability, or completeness of the content provided on the Website or the functionality of the Website itself.

We do not warrant that:

  • The Website will be secure, available at any particular time, or error-free.
  • Any defects or errors on the Website will be corrected.
  • The content on the Website is accurate, up-to-date, or complete.

To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, regarding the Website and its use, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

In no event shall we, our affiliates, directors, officers, employees, agents, or licensors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the Website or the content on the Website. This includes, but is not limited to, damages for loss of profits, goodwill, data, or other intangible losses, whether based on contract, tort, strict liability, or otherwise.

11. Indemnification

You agree to indemnify, defend, and hold harmless phactsblog.com, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from:

  • Your use of the Website.
  • Your violation of these Terms.
  • Your violation of any applicable law or the rights of a third party.
  • Any content you submit or post on the Website.

12. Termination

We reserve the right to terminate or suspend your access to the Website, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Website.

Upon termination, all provisions of these Terms that by their nature should survive termination (including intellectual property rights, warranty disclaimers, and limitations of liability) shall remain in effect.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the courts located in [Your Jurisdiction].

14. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable for any reason, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

15. Entire Agreement

These Terms, along with our Privacy Policy and any other legal notices we publish on the Website, constitute the entire agreement between you and phactsblog.com concerning your use of the Website.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [phactsblog@gmail.com]